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State Bank of The Lakes - NOW Account, Money Market and Savings Rates
Rates as of: 11/18/2008
|
Deposit Rates |
||||
| Account Type | From | To | Interest Rate | APY |
| Personal NOW, Charter Checking & Platinum Preferred | $1+ | 0.15% |
0.15% |
|
| Money Market or Sweep | $0 | $999 | 0.15% | 0.15% |
| $1,000 | $9,999 | 0.50% | 0.50% | |
| $10,000 | $49,999 | 1.00% | 1.00% | |
| $50,000 | $99,999 | 1.25% | 1.26% | |
| $100,000 | $249,999 | 1.50% | 1.51% | |
| $250,000 | $499,999 |
1.75% |
1.76% | |
| $500,000+ | 2.00% | 2.02% | ||
| Passbook and Statement Savings | $1+ | 0.75% | 0.75% | |
| Passbook CD | $10,000 | $98,999 | 1.69% | 1.70% |
| $99,000+ | 1.98% | 2.00% | ||
| Christmas Club Passbook | $5+ | 0.50% | 0.50% | |
Interest Rates and Annual Percentage Yields (A.P.Y.) on the aforementioned products are subject to change. Fees may reduce earnings.
Rates as of: 11/18/2008
2.90%
Fixed Rate Certificates of Deposit
Regular Rate
Term
From
To
Interest Rate
APY
30 Days
$99,000+
1.60%
1.61%
60 Days
$99,000+
2.08%
2.10%
90 Days
$10,000
$98,999
2.13%
2.15%
$99,000+
2.23%
2.25%
6 Months
$5,000
$98,999
2.57%
2.60%
$99,000+
2.67%
2.70%
9 Months
$1,000
$98,999
2.67%
2.70%
$99,000+
2.76%
2.80%
12 Months
$1,000
$98,999
2.76%
2.80%
$99,000+
2.86%
2.90%
18 Month
$1,000
$98,999
2.76%
2.80%
$99,000+
2.86%
2 Years
$1,000
$98,999
2.62%
2.65%
$99,000+
2.72%
2.75%
3 Years
$1,000
$98,999
3.45%
3.51%
$99,000+
3.54%
3.60%
4 Years
$1,000
$98,999
3.83%
3.90%
$99,000+
3.93%
4.00%
5 Years
$1,000
$98,999
4.07%
4.15%
$99,000+
4.17%
4.25%
Variable Rate Certificate of Deposit* |
||||
| Regular Rate | ||||
| Term | From | To | Interest Rate | APY |
| 18 Months | $1,000+ | 2.66% | 2.69% | |
Listed above are Interest Rates and Annual Percentage Yields (APY) accurate as of the date listed above. We may impose a penalty if you withdraw any of the deposited funds before the maturity date of the Certificate of Deposit. The minimum balance required to open a Certificate of Deposit is $1,000.00 unless otherwise stated. Rates shown above are subject to change. The interest rate on a Variable Rate Certificate of Deposit may change on the first Tuesday of each month based on the 2 year CD rate. Fees may reduce earnings. Please call a Personal Banker for additional information. Certificates must be over $10,000 to receive interest by check.
