State Bank of The Lakes – Charter Checking Account™

Receive a lifetime of banking privileges with our Charter Checking Account.  This interest-bearing account rewards you for your banking relationship with us.  You qualify if you have $5,000 in a personal State Bank of The Lakes account OR real estate loan (home mortgage or home equity loan) with us.

With our Charter Checking Account™ you receive these lifetime benefits:

• FREE interest-bearing checking account with no minimum opening deposit, no minimum monthly balance requirement, no monthly service charge1 and same day posting of all deposits.
• Your first box of State Bank of The Lakes logo checks is FREE and subsequent reorders are available at a reduced cost (or receive 50% off your first box of designer checks)
• Receive an extra .125% on our current fixed-rate certificates of deposit APY2
• FREE cashier’s checks, money orders and traveler’s checks
• NO ANNUAL FEE VISA debit card (subject to credit approval)3
• Over 500 surcharge free STARsf ATMs in Chicagoland area
• NO ANNUAL FEE VISA charge card (subject to credit approval)3
• Overdraft protection (subject to credit approval)
• $15 OFF our posted safe deposit box rental fee when you have your payment automatically debited from your account
• FREE imaged checks with CheckManager Plus®
• FREE On-line Banking and Telephone Banking Services
• FREE Bill Pay
• FREE Quicken and Microsoft Money download capabilities

It’s Easy To Open This Account

Our SimpleSwitch® system makes switching your bank accounts, direct deposit and automatic bill payment very simple. Fill out and submit this application form or come see one of our friendly personal bankers. 

 

1Fees, such as overdraft charges, and fees for special services may apply. 
2The Annual Percentage Yield (APY) is calculated on simple interest rates with interest compounded and paid monthly and assumes interest remains on deposit until maturity.  Rates subject to change without notice.  Substantial penalty may be charged for early withdrawal.  Penalty may reduce earnings.  To obtain the APY, must open a CD with minimum of $1,000 not currently on deposit with SBOTL.
3Pending application approval; foreign transaction fees may apply.